Jio Data Loan Number: A Complete Guide
Reliance Jio is one of the biggest mobile networks in India. It is known for giving affordable internet data, free voice calls, and digital services. But what if your Jio data pack is finished in the middle of the night or while traveling, and you cannot recharge immediately? In such situations, a Jio data loan can be a lifesaver.
The Jio data loan number allows you to borrow extra data instantly and pay it back when you recharge next time. This article will explain everything you need to know about Jio data loans and how to use the loan number and answer the most common questions.
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What is Jio Data Loan?
Jio data loan is a facility given by Reliance Jio for prepaid users. If you run out of data before your current plan is over, you can borrow 1 GB of data at a time as a loan. This data loan is credited to your account instantly, and the cost is deducted later when you recharge.
It works just like a balance loan, but instead of calling minutes, you get extra internet data.
Jio Data Loan Number
The official Jio data loan number is 1299.
When you dial 1299 from your Jio SIM, you will hear an IVR (Interactive Voice Response) menu. Follow the instructions to take a data loan. The borrowed data is usually valid for the same day or until your pack validity ends.
How to Take a Jio Data Loan Using a Number
Here are the simple steps to get a Jio data loan using the loan number:
- Open your phone dialer.
- Dial 1299 from your Jio number.
- Listen to the IVR carefully.
- Choose the option for “Data Loan.”
- Confirm your request.
- You will get a confirmation SMS once the loan is credited.
Jio Data Loan Through MyJio App
Apart from the loan number, you can also use the MyJio app:
- Open the MyJio app on your mobile.
- Log in with your Jio number.
- Go to the “Menu” and select Emergency Data Loan.
- Tap on Get Emergency Data.
- Confirm your loan request.
- Instantly, 1 GB of data will be credited to your account.
Charges of Jio Data Loan
- Each loan gives 1 GB of data for ₹11.
- You can take multiple loans if needed.
- The loan amount is added to your next recharge bill.
For example, if you took a 2 GB data loan (₹22), and your next recharge is ₹239, then you will pay ₹239 + ₹22 = ₹261.
Benefits of Jio Data Loan
- Instant access to extra data.
- No need for immediate recharge.
- Affordable price at just ₹11 per GB.
- Works anywhere across India.
- Easy to activate using loan number (1299) or the MyJio app.
Limitations of Jio Data Loan
- Only for prepaid Jio users.
- Limited to 1 GB per loan.
- The loan must be repaid during the next recharge.
- Not available for Jio Postpaid users.
FAQs
1. What is the Jio data loan number?
The Jio data loan number is 1299. You can dial this number to borrow emergency data.
2. How much data can I get on a Jio data loan?
You can get 1 GB of data per loan. Sometimes you can take multiple loans depending on eligibility.
3. What is the cost of a Jio data loan?
The cost is ₹11 for 1 GB of data, which will be deducted from your next recharge.
4. Can Jio Postpaid users take data loans?
No, the loan service is only for prepaid customers. Postpaid users can activate extra data packs instead.
5. How long is the borrowed data valid?
The borrowed data is valid until your current plan’s expiry or until it is fully used.
6. Can I take a Jio data loan without the MyJio app?
Yes, you can dial 1299 to take the loan without using the app.
7. Is there a limit on how many times I can take a data loan?
Yes, usually Jio allows up to five emergency data loans, but this may vary for different users.
8. What happens if I don’t recharge after using the loan?
You cannot use another loan or sometimes even recharge offers until you clear the pending loan.
Final Words
The Jio data loan number (1299) is very useful when your daily data runs out, and you cannot recharge immediately. At just ₹11 for 1 GB, it is one of the cheapest and fastest emergency solutions for internet needs.
Whether you use the number or the MyJio app, the process is simple and instant. However, remember that this service is only for Jio prepaid users and comes with repayment conditions.
If you are a regular Jio user, saving the Jio data loan number 1299 in your contacts can save you from internet emergencies anytime, anywhere.
